Category: Smart Money (Page 1 of 2)
We entered the second quarter of 2018. I came up with a set of money-saving goals for this month to help me eventually achieve financial freedom–it starts with accomplishing small goals that snowball into large achievements. While it may not seem like much now, these accomplishments build the foundation for saying goodbye to financial troubles.
My goals for April are simple — save money, follow a budget and invest. Here are five goals I want to accomplish this April:
Manage personal income and expenses
Steady Plans to Earn Financial Freedom
We all want to earn financial independence. To live free from debt, work from home, and own your own business is a dream many people would love to live someday. I’ve set the goal to make that dream happen.
Since starting my blog back in December of 2015, I’ve definitely been busy. I haven’t quite reached my blogging goals—not by far—but I’ve learned a lot.
On the bright side, I’ve discovered lots of very good blogs and found inspiration reading countless posts. I’ve also found a job writing at a website marketing company, so I haven’t entirely been unproductive since graduating with my Bachelors of Arts in Literature and Writing. Now that I’m older, one thing is for certain: I want to be an independent business owner and work on the road.
Here’s my monthly update nine days late!
At the beginning of the month, I like to set attainable, measurable goals that I can track throughout the month. I also categorize those goals to focus on one area at a time when the time comes to handle those tasks.
I’m obsessed with learning about stock market investing–so for my health and fitness readers, you can go ahead and skip this one. I’ll be back Sunday with my regular focus on veganism! But, since I can’t stop reading all I can about stocks, bonds, ETFs, index funds, options, and all the other brokerage jargon that is necessary to maintain a profitable portfolio, I’ve decided I just have to write about it.
Earning financial independence allows for greater freedom to pursue my other goals in life, which is I why I think it’s important to blog about. Investments can be a great place to grow wealth if you can stay smart and stick to a solid game plan.
“Cash rules everything around me.” A quote by Wu Tang Clan said in the 90s that still rings true today. While many avoid talking about money, financial literacy, along with living compassionately, is essential to living a happy, fulfilling life in modern culture.
Of course many could make the argument, “there are tons of people in the world that don’t have money and are perfectly happy.” While true, this blog post isn’t written for them, it’s written for the majority of us that live in a first world country and depend on money for practically everything.
Organic foods have gained great popularity in the recent years, and rightfully so. While it’s important to avoid eating all non-organic foods, it can often get expensive. Knowing which foods are most often genetically modified or sprayed with pesticides helps to determine which organic foods to choose first when living healthier on a budget.
Recent Changes to Our Food
Twenty-first-century culture has developed technology to alter the genetic makeup of foods to allow them to stay on shelves longer, grow bigger and faster and kill the insects that are cutting into production sales—all at the expense of quality produce. Non-organic foods are toxic for the body and cause several detriments when consumed, such as increased body fat and a weakened immune system. Additionally, genetically modified foods don’t hold as much nutritional value and often lack taste, which means quality becomes an issue.
While many people don’t want to admit it, finance management is a huge part of our lives, but not many people know how to manage it.
In our consumer-laden society, people often find themselves spending more money than they earn. Prices are exceptionally high—the price of missing out or the price of becoming excluded can weigh heavily on the mind.